Lock & Shop Journey

Lock In а Low Rate And Zero Fees* While Looking For a Perfect Home

You've Just Taken the First Step Towards Finding – And Financing –Your New Home

Here Is How It Works In 8 Easy Steps!

by getting pre-approved

You'll have a head start when you're ready to make an offer – and a leg up on the competition if there are multiple offers.
Your Pre-Approval letter will be waiting for you in your Portal where you and your Realtor have access to it 24/7 when ready to write the offer on your perfect home.
Apply Now

And, With A Free 90-Day Rate Lock From ZeroMortgage,

You can forget about fluctuating rates and focus on finding your dream home. Your rate will never go up and locking won't cost you a cent. Unlike with other lenders, who charge a pretty penny for the privilege!

Find & Sign

Next, comes the fun part - you've got 45 days to find your new home and keep your 90 day lock in tact! With your eyes on the prize and a pre-approval in hand, you'll be in a great position to sign a purchase agreement before your lock expires. You're halfway home!

Your "to do" List is halfway "to done"

At this point, all that’s left is an appraisal, inspection and submitting the supporting documents required for closing. But, thanks to your 90-day rate lock, you now have plenty of time to get your ducks (and your docs) in a row.
We've done the legwork and compiled a list of what you'll need to provide to get your loan closed quickly. Don't delay and start uploading today to keep the momentum alive.
Apply Now

Upfront Fees

Feel free to skip this step. Unlike other lenders, ZeroMortgage doesn't charge any!

Closing fees

We know most home buyers would prefer to have zero surprises at closing. That’s why ZeroMortgage provides you, in advance, with a loan estimate of all third-party fees. But we’re happy to tell you now the exact amount of closing and lender fees* you'll be charged by ZeroMortgage. Zero. (How do you think we came up with our name?😁)

Welcome Home!

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1051 Perimeter Drive, Suite 670
Schaumburg, IL 60173
800.520.7087
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*Does not apply to third party fees and closing costs.
Chicago Mortgage Solutions LLC, DBA, ZeroMortgage, NMLS 7872. 1051 Perimeter Drive, Suite 670, Schaumburg, Illinois 60173. 847-999-RATE. Chicago Mortgage Solutions LLC is licensed in the following states: AL, AR, AZ, CA- Licensed by the Department of Financial Protection and Innovation under the California Finance Law License., CA- Licensed by the Department of Financial Protection and Innovation under the Residential Mortgage Lending Act, CO, CT, DC, DE, FL, GA- Georgia Residential Mortgage Licensee., IA, IL- Illinois Residential Mortgage Licensee., IN, KS, KY, LA, ME, MD, MI, MN, MS, MT, ND, NE, NC, NH, NM, NV, OH, OK, OR, PA, RI-Rhode Island Licensed Lender, SC, SD, TN, TX, VA, WI, WV and WY. All Loans are Subject to Credit and Property Approval. “THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER”. Equal Opportunity Housing Lender.
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